Money & kids

This new vision is something I want to ensure that our kiddo not only knows but that it is a way of life. No student loans, credit cars, saving up for a car and not buying into credit card debt, and maybe just maybe even paying for a house with cash. Doesn't that sound a little ridiculous, I thought so too, however, I hear about it quite often now... now that I have opened my ears to it. We have been told for so long that we must save for a down payment, buy a car with no money down, get a credit card and make regular payments, preserve your credit score, that we know no different. But we are determined to change that for her, to ensure that her life is different, and better, save your money for a car, save your money for that new furniture, be patient and your reward is that your life will never be chained down to another person, and the economy will survive. Because the economy is not dependent upon your credit card, it is dependent upon your ability to spend responsible.

When I think about what I learned from my parents growing up, there is not much to write about. We were very poor, lived off welfare, "government cheese", and other such things. So saving wasn't at the top of the list, if there was a list. Not to say they didn't try, I was raised by my grandparents, and the were disabled and retired, and struggled. But they tried, God love em' Not a cycle I wish to repeat.