Saturday, December 12, 2009

Marriage and money? oi!

So we are working on Marriage and money. This topic is quite touchy some say it is the number one reason for divorce, which is very scary considering a future with the person you love is hinged on a checkbook. I don't think so... instead I wonder if it is the lack of communication or a plan concerning finances, and a secure future. How far can we go in a boat without a navigation system, or at least a compass.

One of the topics covered in this lesson was separate checking accounts. I hear about many couples who keep separate accounts, bills, even divvy up household expenses. That concept is something I couldn't see working in our household. I feel like that would also drive separation within the marriage, once you begin to tear a sheet of paper, it is weakened, and soon will begin to further split, maybe into 2 pieces. Now that we budget for entertainment and pocket money, I feel like I get to spend a little more freely, a little more equally (I'm a shopper).

Recently, I also posted our additional paid off debt. I have learned that it is now exciting to not only pay off debt but to close those accounts, checking the mail daily waiting for the letter of closure. I am however resisting the urge to frame them, my child does have friends, and I would like for them to not think that I am completely nuts (or at least know the truth). When I think about our communication style for money, I am happy that they have generally not been screaming matches, and we have been on the same page, however it was the wrong page! We never had financial goals other than, how to spend spend spend, and also finagle being able to run out and buy something that we wanted. With our budget in place I see our path and future, and it does feel secure, even clear.


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