Though I don't have a particular moment that sticks out in my head from my personal experience where I was the purchaser; I do however remember my cash customers.
When we had the glass shop store front, we decided not to carry credit card, which some tell us they would have been able to purchase alot more glass. But it was a personal decision long before Dave Ramsey, that was stimulated because of our discontent with credit card fees etc. Even then, when a customer came in with cash rather check, there was a feeling of security. Because cash is solid. Cash doesn't bounce or come back as fraudulent, well as long as you have one of those nifty pens, and it doesn't get a hold put on it.
It also helps purchases move faster to, no waiting periods or wondering if it will go through. Cash is trustful, because credit may be good but temporary, at any time decisions can be made and payments put on hold, and lets face it when we can't make a payment, it doesn't really matter how many fees are added on... it still stinks.
The other nice thing about cash is that it is a way to stay within the perimeters of spending. If you can really tell yourself and believe that $20 is all I have for this purchase, because your looking at a $20 bill and dust in the wallet, then 1 of 2 things will happen; if you really want it you will negotiate or find it for that price, or 2 you will just have to wait.
... and waiting doesn't kill you and neither does negotiating!
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